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ACGL

STRONG BUY

Arch Capital Group Ltd.

Financial Services · Rank #55 · Analyzed Apr 20, 2026

$97.59

Current Price

$130.11

Intrinsic Value

+86.0%

Upside/Downside

9.9/10

Score

3.5/5

Quality

Analysis Summary

Valuation Consensus2/3 methods agree
Quality Score3.5/5.0
Framework RatingSTRONG BUY
Price vs Intrinsic ValueUndervalued by 86.0%

Fair Value Range

Low$54.35
Base (IV)$130.11
High$181.47

Entry Points

Conservative$54.35
Moderate$92.23
Aggressive$130.11

⚠️ Warnings

  • Unusually high FCF yield (18%) — DCF may be unreliable
  • Financial sector — DCF less reliable (FCF includes reserves/float)

Quality & Moat Breakdown

Return on Equity19.5% → 1.0/1.0
Debt LevelD/E 12 → 1.0/1.0
Revenue QualityGrowth 14.0%, margin Δ+0.0% → 0.5/1.0
Moat Strength2.0/5 → 0/1.0
Profit Margins22.1% → 1.0/1.0

Methodology

This analysis uses a unified valuation framework combining three methods — Discounted Cash Flow (3-scenario), Earnings Power Value, and Asset Valuation — with a quality scoring overlay. A stock needs 2/3 valuation methods to agree and a quality score ≥ 3.5/5 for a BUY rating.

Learn how this framework works →

This is a personal analysis tool, not financial advice. Do your own research before making investment decisions.