AIG

SELL

American International Group, I

Financial Services · Rank #335 · Analyzed Jul 13, 2026

$79.17

Current Price

$87.26

Intrinsic Value

+10.2%

Upside/Downside

2/10

Score

2/5

Quality

Analysis Summary

Valuation Consensus2/3 methods agree

Quality Score2/5.0

Framework RatingSELL

Price vs Intrinsic ValueUndervalued by 10.2%

Fair Value Range

Low$56.92

Base (IV)$87.26

High$104.71

Entry Points

Conservative$39.85

Moderate$56.92

Aggressive$61.08

⚠️ Warnings

Financial sector — DCF less reliable (FCF includes reserves/float)

Quality & Moat Breakdown

Return on Equity7.7% → 0/1.0

Debt LevelD/E 23 → 1.0/1.0

Revenue QualityGrowth -1.8%, margin Δ+0.0% +recovery → 0.5/1.0

Moat Strength1.5/5 → 0/1.0

Profit Margins11.8% → 0.5/1.0

Methodology

This analysis uses a unified valuation framework combining three methods, Discounted Cash Flow (3-scenario), Earnings Power Value, and Asset Valuation, with a quality scoring overlay. A stock needs 2/3 valuation methods to agree and a quality score ≥ 3.5/5 for a BUY rating.

Learn how this framework works →

This is a personal analysis tool, not financial advice. Do your own research before making investment decisions.