AIG

SELL

American International Group, I

Financial Services · Rank #296 · Analyzed Oct 18, 2026

$80.74

Current Price

$85.62

Intrinsic Value

+6.0%

Upside/Downside

2/10

Score

2/5

Quality

Analysis Summary

Valuation Consensus2/3 methods agree

Quality Score2/5.0

Framework RatingSELL

Price vs Intrinsic ValueUndervalued by 6.0%

Fair Value Range

Low$57.72

Base (IV)$85.62

High$102.75

Entry Points

Conservative$40.40

Moderate$57.72

Aggressive$59.93

⚠️ Warnings

Financial sector — DCF less reliable (FCF includes reserves/float)

Quality & Moat Breakdown

Return on Equity7.2% → 0/1.0

Debt LevelD/E 22 → 1.0/1.0

Revenue QualityGrowth -1.8%, margin Δ+0.0% +recovery → 0.5/1.0

Moat Strength1.5/5 → 0/1.0

Profit Margins11.1% → 0.5/1.0

Methodology

This analysis uses a unified valuation framework combining three methods, Discounted Cash Flow (3-scenario), Earnings Power Value, and Asset Valuation, with a quality scoring overlay. A stock needs 2/3 valuation methods to agree and a quality score ≥ 3.5/5 for a BUY rating.

Learn how this framework works →

This is a personal analysis tool, not financial advice. Do your own research before making investment decisions.