AIG

SELL

American International Group, I

Financial Services · Rank #335 · Analyzed Apr 20, 2026

$78.68

Current Price

$85.61

Intrinsic Value

+30.6%

Upside/Downside

2/10

Score

2/5

Quality

Analysis Summary

Valuation Consensus1/3 methods agree

Quality Score2/5.0

Framework RatingSELL

Price vs Intrinsic ValueUndervalued by 30.6%

Fair Value Range

Low$59.93

Base (IV)$85.61

High$102.73

Entry Points

Conservative$59.93

Moderate$72.77

Aggressive$85.61

⚠️ Warnings

Financial sector — DCF less reliable (FCF includes reserves/float)

Quality & Moat Breakdown

Return on Equity7.4% → 0/1.0

Debt LevelD/E 24 → 1.0/1.0

Revenue QualityGrowth -1.8%, margin Δ+0.0% +recovery → 0.5/1.0

Moat Strength1.0/5 → 0/1.0

Profit Margins11.6% → 0.5/1.0

Methodology

This analysis uses a unified valuation framework combining three methods — Discounted Cash Flow (3-scenario), Earnings Power Value, and Asset Valuation — with a quality scoring overlay. A stock needs 2/3 valuation methods to agree and a quality score ≥ 3.5/5 for a BUY rating.

Learn how this framework works →

This is a personal analysis tool, not financial advice. Do your own research before making investment decisions.