AIZ

SELL

Assurant, Inc.

Financial Services · Rank #289 · Analyzed Oct 18, 2026

$283.31

Current Price

$266.05

Intrinsic Value

-6.1%

Upside/Downside

2/10

Score

2/5

Quality

Analysis Summary

Valuation Consensus0/3 methods agree

Quality Score2/5.0

Framework RatingSELL

Price vs Intrinsic ValueOvervalued by 6.1%

Fair Value Range

Low$43.85

Base (IV)$266.05

High$319.26

Entry Points

Conservative$30.69

Moderate$43.85

Aggressive$186.24

⚠️ Warnings

Financial sector — DCF less reliable (FCF includes reserves/float)

Quality & Moat Breakdown

Return on Equity18.3% → 1.0/1.0

Debt LevelD/E 36 → 0.5/1.0

Revenue QualityGrowth 7.9%, margin Δ+0.0% → 0.5/1.0

Moat Strength2.0/5 → 0/1.0

Profit Margins7.9% → 0/1.0

Methodology

This analysis uses a unified valuation framework combining three methods, Discounted Cash Flow (3-scenario), Earnings Power Value, and Asset Valuation, with a quality scoring overlay. A stock needs 2/3 valuation methods to agree and a quality score ≥ 3.5/5 for a BUY rating.

Learn how this framework works →

This is a personal analysis tool, not financial advice. Do your own research before making investment decisions.