AJG

SELL

Arthur J. Gallagher & Co.

Financial Services · Rank #267 · Analyzed Jul 13, 2026

$253.09

Current Price

$126.30

Intrinsic Value

-50.1%

Upside/Downside

2.5/10

Score

2.5/5

Quality

Analysis Summary

Valuation Consensus0/2 methods agree

Quality Score2.5/5.0

Framework RatingSELL

Price vs Intrinsic ValueOvervalued by 50.1%

Fair Value Range

Low$64.98

Base (IV)$126.30

High$151.56

Entry Points

Conservative$45.49

Moderate$64.98

Aggressive$88.41

⚠️ Warnings

Financial sector — DCF less reliable (FCF includes reserves/float)

Quality & Moat Breakdown

Return on Equity7.0% → 0/1.0

Debt LevelD/E 56 → 0.5/1.0

Revenue QualityGrowth 19.9%, margin Δ+1.1% +recovery → 1.0/1.0

Moat Strength2.5/5 → 0.5/1.0

Profit Margins11.4% → 0.5/1.0

Methodology

This analysis uses a unified valuation framework combining three methods, Discounted Cash Flow (3-scenario), Earnings Power Value, and Asset Valuation, with a quality scoring overlay. A stock needs 2/3 valuation methods to agree and a quality score ≥ 3.5/5 for a BUY rating.

Learn how this framework works →

This is a personal analysis tool, not financial advice. Do your own research before making investment decisions.