AJG

SELL

Arthur J. Gallagher & Co.

Financial Services · Rank #234 · Analyzed Oct 18, 2026

$254.88

Current Price

$125.02

Intrinsic Value

-51.0%

Upside/Downside

2.5/10

Score

2.5/5

Quality

Analysis Summary

Valuation Consensus0/2 methods agree

Quality Score2.5/5.0

Framework RatingSELL

Price vs Intrinsic ValueOvervalued by 51.0%

Fair Value Range

Low$63.18

Base (IV)$125.02

High$150.02

Entry Points

Conservative$44.22

Moderate$63.18

Aggressive$87.51

⚠️ Warnings

Financial sector — DCF less reliable (FCF includes reserves/float)

Quality & Moat Breakdown

Return on Equity6.7% → 0/1.0

Debt LevelD/E 59 → 0.5/1.0

Revenue QualityGrowth 19.9%, margin Δ+1.1% +recovery → 1.0/1.0

Moat Strength2.5/5 → 0.5/1.0

Profit Margins10.4% → 0.5/1.0

Methodology

This analysis uses a unified valuation framework combining three methods, Discounted Cash Flow (3-scenario), Earnings Power Value, and Asset Valuation, with a quality scoring overlay. A stock needs 2/3 valuation methods to agree and a quality score ≥ 3.5/5 for a BUY rating.

Learn how this framework works →

This is a personal analysis tool, not financial advice. Do your own research before making investment decisions.