ALL

HOLD

Allstate Corporation (The)

Financial Services · Rank #1 · Analyzed Apr 20, 2026

$216.16

Current Price

$383.35

Intrinsic Value

0.0%

Upside/Downside

10/10

Score

4/5

Quality

Analysis Summary

Valuation Consensus2/3 methods agree

Quality Score4/5.0

Framework RatingHOLD

Price vs Intrinsic ValueOvervalued by 0.0%

Fair Value Range

Low$94.77

Base (IV)$383.35

High$796.35

Entry Points

Conservative$94.77

Moderate$239.06

Aggressive$383.35

⚠️ Warnings

Financial sector — DCF less reliable (FCF includes reserves/float)
Upside capped: raw 268% exceeds 200% — valuation unreliable

Quality & Moat Breakdown

Return on Equity39.5% → 1.0/1.0

Debt LevelD/E 25 → 1.0/1.0

Revenue QualityGrowth 5.6%, margin Δ+0.0% → 0.5/1.0

Moat Strength3.5/5 → 0.5/1.0

Profit Margins15.2% → 1.0/1.0

Methodology

This analysis uses a unified valuation framework combining three methods — Discounted Cash Flow (3-scenario), Earnings Power Value, and Asset Valuation — with a quality scoring overlay. A stock needs 2/3 valuation methods to agree and a quality score ≥ 3.5/5 for a BUY rating.

Learn how this framework works →

This is a personal analysis tool, not financial advice. Do your own research before making investment decisions.