ALL

HOLD

Allstate Corporation (The)

Financial Services · Rank #18 · Analyzed Jul 13, 2026

$251.61

Current Price

$429.91

Intrinsic Value

+70.9%

Upside/Downside

7.1/10

Score

4/5

Quality

Analysis Summary

Valuation Consensus1/3 methods agree

Quality Score4/5.0

Framework RatingHOLD

Price vs Intrinsic ValueUndervalued by 70.9%

Fair Value Range

Low$83.64

Base (IV)$429.91

High$515.89

Entry Points

Conservative$58.55

Moderate$83.64

Aggressive$300.93

⚠️ Warnings

Financial sector — DCF less reliable (FCF includes reserves/float)

Quality & Moat Breakdown

Return on Equity45.2% → 1.0/1.0

Debt LevelD/E 24 → 1.0/1.0

Revenue QualityGrowth 5.6%, margin Δ+0.0% → 0.5/1.0

Moat Strength2.5/5 → 0.5/1.0

Profit Margins17.8% → 1.0/1.0

Methodology

This analysis uses a unified valuation framework combining three methods, Discounted Cash Flow (3-scenario), Earnings Power Value, and Asset Valuation, with a quality scoring overlay. A stock needs 2/3 valuation methods to agree and a quality score ≥ 3.5/5 for a BUY rating.

Learn how this framework works →

This is a personal analysis tool, not financial advice. Do your own research before making investment decisions.