ALL

STRONG BUY

Allstate Corporation (The)

Financial Services · Rank #3 · Analyzed Oct 18, 2026

$247.88

Current Price

$468.56

Intrinsic Value

+89.0%

Upside/Downside

9.9/10

Score

4/5

Quality

Analysis Summary

Valuation Consensus2/3 methods agree

Quality Score4/5.0

Framework RatingSTRONG BUY

Price vs Intrinsic ValueUndervalued by 89.0%

Fair Value Range

Low$85.15

Base (IV)$468.56

High$562.27

Entry Points

Conservative$59.60

Moderate$85.15

Aggressive$327.99

⚠️ Warnings

Financial sector — DCF less reliable (FCF includes reserves/float)

Quality & Moat Breakdown

Return on Equity46.1% → 1.0/1.0

Debt LevelD/E 22 → 1.0/1.0

Revenue QualityGrowth 5.6%, margin Δ+0.0% → 0.5/1.0

Moat Strength3.5/5 → 0.5/1.0

Profit Margins19.0% → 1.0/1.0

Methodology

This analysis uses a unified valuation framework combining three methods, Discounted Cash Flow (3-scenario), Earnings Power Value, and Asset Valuation, with a quality scoring overlay. A stock needs 2/3 valuation methods to agree and a quality score ≥ 3.5/5 for a BUY rating.

Learn how this framework works →

This is a personal analysis tool, not financial advice. Do your own research before making investment decisions.