AMP

HOLD

Ameriprise Financial, Inc.

Financial Services · Rank #43 · Analyzed Oct 18, 2026

$500.80

Current Price

$558.01

Intrinsic Value

+11.4%

Upside/Downside

5.3/10

Score

3.5/5

Quality

Analysis Summary

Valuation Consensus1/3 methods agree

Quality Score3.5/5.0

Framework RatingHOLD

Price vs Intrinsic ValueUndervalued by 11.4%

Fair Value Range

Low$59.31

Base (IV)$558.01

High$669.61

Entry Points

Conservative$41.52

Moderate$59.31

Aggressive$390.61

⚠️ Warnings

Unusually high FCF yield (16%) — DCF may be unreliable
Financial sector — DCF less reliable (FCF includes reserves/float)

Quality & Moat Breakdown

Return on Equity63.4% → 1.0/1.0

Debt LevelD/E 68 → 0/1.0

Revenue QualityGrowth 7.0%, margin Δ+0.0% → 0.5/1.0

Moat Strength4.5/5 → 1.0/1.0

Profit Margins19.9% → 1.0/1.0

Methodology

This analysis uses a unified valuation framework combining three methods, Discounted Cash Flow (3-scenario), Earnings Power Value, and Asset Valuation, with a quality scoring overlay. A stock needs 2/3 valuation methods to agree and a quality score ≥ 3.5/5 for a BUY rating.

Learn how this framework works →

This is a personal analysis tool, not financial advice. Do your own research before making investment decisions.