AMP

HOLD

Ameriprise Financial, Inc.

Financial Services · Rank #49 · Analyzed Jul 13, 2026

$506.76

Current Price

$537.04

Intrinsic Value

+6.0%

Upside/Downside

5.2/10

Score

4/5

Quality

Analysis Summary

Valuation Consensus1/3 methods agree

Quality Score4/5.0

Framework RatingHOLD

Price vs Intrinsic ValueUndervalued by 6.0%

Fair Value Range

Low$58.28

Base (IV)$537.04

High$644.44

Entry Points

Conservative$40.80

Moderate$58.28

Aggressive$375.93

⚠️ Warnings

Unusually high FCF yield (15%) — DCF may be unreliable
Financial sector — DCF less reliable (FCF includes reserves/float)

Quality & Moat Breakdown

Return on Equity66.9% → 1.0/1.0

Debt LevelD/E 56 → 0.5/1.0

Revenue QualityGrowth 7.0%, margin Δ+0.0% → 0.5/1.0

Moat Strength4.0/5 → 1.0/1.0

Profit Margins20.2% → 1.0/1.0

Methodology

This analysis uses a unified valuation framework combining three methods, Discounted Cash Flow (3-scenario), Earnings Power Value, and Asset Valuation, with a quality scoring overlay. A stock needs 2/3 valuation methods to agree and a quality score ≥ 3.5/5 for a BUY rating.

Learn how this framework works →

This is a personal analysis tool, not financial advice. Do your own research before making investment decisions.