BAC

SELL

Bank of America Corporation

Financial Services · Rank #294 · Analyzed Oct 18, 2026

$51.23

Current Price

$56.28

Intrinsic Value

+9.9%

Upside/Downside

2/10

Score

2/5

Quality

Analysis Summary

Valuation Consensus1/3 methods agree

Quality Score2/5.0

Framework RatingSELL

Price vs Intrinsic ValueUndervalued by 9.9%

Fair Value Range

Low$26.80

Base (IV)$56.28

High$67.54

Entry Points

Conservative$18.76

Moderate$26.80

Aggressive$39.40

⚠️ Warnings

Financial sector — DCF less reliable (FCF includes reserves/float)

Quality & Moat Breakdown

Return on Equity10.7% → 0.5/1.0

Debt LevelD/E 100 → 0/1.0

Revenue QualityGrowth 6.8%, margin Δ+0.0% → 0.5/1.0

Moat Strength1.5/5 → 0/1.0

Profit Margins28.1% → 1.0/1.0

Methodology

This analysis uses a unified valuation framework combining three methods, Discounted Cash Flow (3-scenario), Earnings Power Value, and Asset Valuation, with a quality scoring overlay. A stock needs 2/3 valuation methods to agree and a quality score ≥ 3.5/5 for a BUY rating.

Learn how this framework works →

This is a personal analysis tool, not financial advice. Do your own research before making investment decisions.