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BK
SELLThe Bank of New York Mellon Cor
Financial Services · Rank #284 · Analyzed Apr 20, 2026
$135.10
Current Price
$105.81
Intrinsic Value
-6.0%
Upside/Downside
2/10
Score
2/5
Quality
Analysis Summary
Valuation Consensus0/3 methods agree
Quality Score2/5.0
Framework RatingSELL
Price vs Intrinsic ValueOvervalued by 6.0%
Fair Value Range
Low$52.23
Base (IV)$105.81
High$126.97
Entry Points
Conservative$52.23
Moderate$79.02
Aggressive$105.81
⚠️ Warnings
- Financial sector — DCF less reliable (FCF includes reserves/float)
Quality & Moat Breakdown
Return on Equity13.5% → 0.5/1.0
Debt LevelD/E 100 → 0/1.0
Revenue QualityGrowth 8.2%, margin Δ+0.0% → 0.5/1.0
Moat Strength2.0/5 → 0/1.0
Profit Margins28.9% → 1.0/1.0
Methodology
This analysis uses a unified valuation framework combining three methods — Discounted Cash Flow (3-scenario), Earnings Power Value, and Asset Valuation — with a quality scoring overlay. A stock needs 2/3 valuation methods to agree and a quality score ≥ 3.5/5 for a BUY rating.
Learn how this framework works →This is a personal analysis tool, not financial advice. Do your own research before making investment decisions.