CB

HOLD

Chubb Limited

Financial Services · Rank #68 · Analyzed Oct 18, 2026

$359.79

Current Price

$344.96

Intrinsic Value

-4.1%

Upside/Downside

4.9/10

Score

2.5/5

Quality

Analysis Summary

Valuation Consensus0/3 methods agree

Quality Score2.5/5.0

Framework RatingHOLD

Price vs Intrinsic ValueOvervalued by 4.1%

Fair Value Range

Low$104.42

Base (IV)$344.96

High$413.95

Entry Points

Conservative$73.09

Moderate$104.42

Aggressive$241.47

⚠️ Warnings

Financial sector — DCF less reliable (FCF includes reserves/float)

Quality & Moat Breakdown

Return on Equity14.8% → 0.5/1.0

Debt LevelD/E 31 → 0.5/1.0

Revenue QualityGrowth 6.7%, margin Δ+0.0% → 0.5/1.0

Moat Strength2.0/5 → 0/1.0

Profit Margins18.1% → 1.0/1.0

Methodology

This analysis uses a unified valuation framework combining three methods, Discounted Cash Flow (3-scenario), Earnings Power Value, and Asset Valuation, with a quality scoring overlay. A stock needs 2/3 valuation methods to agree and a quality score ≥ 3.5/5 for a BUY rating.

Learn how this framework works →

This is a personal analysis tool, not financial advice. Do your own research before making investment decisions.