CB

HOLD

Chubb Limited

Financial Services · Rank #64 · Analyzed Jul 13, 2026

$347.83

Current Price

$345.04

Intrinsic Value

-0.8%

Upside/Downside

5/10

Score

3.5/5

Quality

Analysis Summary

Valuation Consensus0/3 methods agree

Quality Score3.5/5.0

Framework RatingHOLD

Price vs Intrinsic ValueOvervalued by 0.8%

Fair Value Range

Low$103.86

Base (IV)$345.04

High$414.04

Entry Points

Conservative$72.70

Moderate$103.86

Aggressive$241.53

⚠️ Warnings

Financial sector — DCF less reliable (FCF includes reserves/float)

Quality & Moat Breakdown

Return on Equity15.4% → 1.0/1.0

Debt LevelD/E 31 → 0.5/1.0

Revenue QualityGrowth 6.7%, margin Δ+0.0% → 0.5/1.0

Moat Strength3.0/5 → 0.5/1.0

Profit Margins18.5% → 1.0/1.0

Methodology

This analysis uses a unified valuation framework combining three methods, Discounted Cash Flow (3-scenario), Earnings Power Value, and Asset Valuation, with a quality scoring overlay. A stock needs 2/3 valuation methods to agree and a quality score ≥ 3.5/5 for a BUY rating.

Learn how this framework works →

This is a personal analysis tool, not financial advice. Do your own research before making investment decisions.