CB

HOLD

Chubb Limited

Financial Services · Rank #107 · Analyzed Apr 20, 2026

$330.83

Current Price

$328.74

Intrinsic Value

+19.2%

Upside/Downside

5.6/10

Score

2.5/5

Quality

Analysis Summary

Valuation Consensus1/3 methods agree

Quality Score2.5/5.0

Framework RatingHOLD

Price vs Intrinsic ValueUndervalued by 19.2%

Fair Value Range

Low$164.29

Base (IV)$328.74

High$394.48

Entry Points

Conservative$164.29

Moderate$246.51

Aggressive$328.74

⚠️ Warnings

Financial sector — DCF less reliable (FCF includes reserves/float)

Quality & Moat Breakdown

Return on Equity14.3% → 0.5/1.0

Debt LevelD/E 31 → 0.5/1.0

Revenue QualityGrowth 7.0%, margin Δ+0.0% → 0.5/1.0

Moat Strength2.0/5 → 0/1.0

Profit Margins17.3% → 1.0/1.0

Methodology

This analysis uses a unified valuation framework combining three methods — Discounted Cash Flow (3-scenario), Earnings Power Value, and Asset Valuation — with a quality scoring overlay. A stock needs 2/3 valuation methods to agree and a quality score ≥ 3.5/5 for a BUY rating.

Learn how this framework works →

This is a personal analysis tool, not financial advice. Do your own research before making investment decisions.