CI

HOLD

The Cigna Group

Healthcare · Rank #116 · Analyzed Oct 18, 2026

$302.30

Current Price

$975.58

Intrinsic Value

low confidence

Upside/Downside

4/10

Score

2/5

Quality

Analysis Summary

Valuation Consensus2/2 methods agree

Quality Score2/5.0

Framework RatingHOLD

Price vs Intrinsic ValueLow confidence — see rating

Fair Value Range

Low$319.87

Base (IV)$975.58

High$1204.57

Entry Points

Conservative$223.91

Moderate$319.87

Aggressive$682.90

⚠️ Warnings

Extreme base-case upside (223%) — verify inputs before trusting

Quality & Moat Breakdown

Return on Equity16.8% → 1.0/1.0

Debt LevelD/E 74 → 0/1.0

Revenue QualityGrowth 12.8%, margin Δ-1.5% +recovery → 1.0/1.0

Moat Strength2.0/5 → 0/1.0

Profit Margins2.3% → 0/1.0

Methodology

This analysis uses a unified valuation framework combining three methods, Discounted Cash Flow (3-scenario), Earnings Power Value, and Asset Valuation, with a quality scoring overlay. A stock needs 2/3 valuation methods to agree and a quality score ≥ 3.5/5 for a BUY rating.

Learn how this framework works →

This is a personal analysis tool, not financial advice. Do your own research before making investment decisions.