CI

HOLD

The Cigna Group

Healthcare · Rank #50 · Analyzed Apr 20, 2026

$278.64

Current Price

$1212.60

Intrinsic Value

0.0%

Upside/Downside

10/10

Score

2.5/5

Quality

Analysis Summary

Valuation Consensus2/3 methods agree

Quality Score2.5/5.0

Framework RatingHOLD

Price vs Intrinsic ValueOvervalued by 0.0%

Fair Value Range

Low$127.05

Base (IV)$1212.60

High$1862.91

Entry Points

Conservative$127.05

Moderate$669.83

Aggressive$1212.60

⚠️ Warnings

Upside capped: raw 569% exceeds 200% — valuation unreliable

Quality & Moat Breakdown

Return on Equity15.1% → 1.0/1.0

Debt LevelD/E 75 → 0/1.0

Revenue QualityGrowth 12.5%, margin Δ+0.0% +recovery → 1.0/1.0

Moat Strength2.5/5 → 0.5/1.0

Profit Margins2.2% → 0/1.0

Methodology

This analysis uses a unified valuation framework combining three methods — Discounted Cash Flow (3-scenario), Earnings Power Value, and Asset Valuation — with a quality scoring overlay. A stock needs 2/3 valuation methods to agree and a quality score ≥ 3.5/5 for a BUY rating.

Learn how this framework works →

This is a personal analysis tool, not financial advice. Do your own research before making investment decisions.