CMI

SELL

Cummins Inc.

Industrials · Rank #363 · Analyzed Oct 18, 2026

$531.33

Current Price

$109.05

Intrinsic Value

-79.5%

Upside/Downside

2/10

Score

2/5

Quality

Analysis Summary

Valuation Consensus0/3 methods agree

Quality Score2/5.0

Framework RatingSELL

Price vs Intrinsic ValueOvervalued by 79.5%

Fair Value Range

Low$52.40

Base (IV)$109.05

High$147.30

Entry Points

Conservative$36.68

Moderate$52.40

Aggressive$76.34

Quality & Moat Breakdown

Return on Equity21.1% → 1.0/1.0

Debt LevelD/E 60 → 0.5/1.0

Revenue QualityGrowth -2.2%, margin Δ+1.1% +recovery → 0.5/1.0

Moat Strength1.5/5 → 0/1.0

Profit Margins7.8% → 0/1.0

Methodology

This analysis uses a unified valuation framework combining three methods, Discounted Cash Flow (3-scenario), Earnings Power Value, and Asset Valuation, with a quality scoring overlay. A stock needs 2/3 valuation methods to agree and a quality score ≥ 3.5/5 for a BUY rating.

Learn how this framework works →

This is a personal analysis tool, not financial advice. Do your own research before making investment decisions.