CPAY

HOLD

Corpay, Inc.

Technology · Rank #30 · Analyzed Jul 13, 2026

$353.64

Current Price

$489.76

Intrinsic Value

+38.5%

Upside/Downside

6.2/10

Score

4/5

Quality

Analysis Summary

Valuation Consensus1/2 methods agree

Quality Score4/5.0

Framework RatingHOLD

Price vs Intrinsic ValueUndervalued by 38.5%

Fair Value Range

Low$165.16

Base (IV)$489.76

High$709.72

Entry Points

Conservative$115.61

Moderate$165.16

Aggressive$342.83

Quality & Moat Breakdown

Return on Equity32.1% → 1.0/1.0

Debt LevelD/E 271 → 0/1.0

Revenue QualityGrowth 11.5%, margin Δ+9.9% +recovery → 1.0/1.0

Moat Strength5.0/5 → 1.0/1.0

Profit Margins24.6% → 1.0/1.0

Methodology

This analysis uses a unified valuation framework combining three methods, Discounted Cash Flow (3-scenario), Earnings Power Value, and Asset Valuation, with a quality scoring overlay. A stock needs 2/3 valuation methods to agree and a quality score ≥ 3.5/5 for a BUY rating.

Learn how this framework works →

This is a personal analysis tool, not financial advice. Do your own research before making investment decisions.