EFX

SELL

Equifax, Inc.

Industrials · Rank #288 · Analyzed Apr 20, 2026

$196.22

Current Price

$90.73

Intrinsic Value

-39.9%

Upside/Downside

2/10

Score

2/5

Quality

Analysis Summary

Valuation Consensus0/3 methods agree

Quality Score2/5.0

Framework RatingSELL

Price vs Intrinsic ValueOvervalued by 39.9%

Fair Value Range

Low$31.42

Base (IV)$90.73

High$117.96

Entry Points

Conservative$31.42

Moderate$61.08

Aggressive$90.73

Quality & Moat Breakdown

Return on Equity13.8% → 0.5/1.0

Debt LevelD/E 111 → 0/1.0

Revenue QualityGrowth 5.2%, margin Δ+3.9% +recovery → 1.0/1.0

Moat Strength2.0/5 → 0/1.0

Profit Margins10.9% → 0.5/1.0

Methodology

This analysis uses a unified valuation framework combining three methods — Discounted Cash Flow (3-scenario), Earnings Power Value, and Asset Valuation — with a quality scoring overlay. A stock needs 2/3 valuation methods to agree and a quality score ≥ 3.5/5 for a BUY rating.

Learn how this framework works →

This is a personal analysis tool, not financial advice. Do your own research before making investment decisions.