EPAM

HOLD

EPAM Systems, Inc.

Technology · Rank #95 · Analyzed Apr 20, 2026

$131.34

Current Price

$146.75

Intrinsic Value

+43.3%

Upside/Downside

6.3/10

Score

2.5/5

Quality

Analysis Summary

Valuation Consensus1/3 methods agree

Quality Score2.5/5.0

Framework RatingHOLD

Price vs Intrinsic ValueUndervalued by 43.3%

Fair Value Range

Low$48.11

Base (IV)$146.75

High$188.15

Entry Points

Conservative$48.11

Moderate$97.43

Aggressive$146.75

Quality & Moat Breakdown

Return on Equity10.3% → 0.5/1.0

Debt LevelD/E 4 → 1.0/1.0

Revenue QualityGrowth 18.6%, margin Δ-3.8% +recovery → 1.0/1.0

Moat Strength2.0/5 → 0/1.0

Profit Margins6.9% → 0/1.0

Methodology

This analysis uses a unified valuation framework combining three methods — Discounted Cash Flow (3-scenario), Earnings Power Value, and Asset Valuation — with a quality scoring overlay. A stock needs 2/3 valuation methods to agree and a quality score ≥ 3.5/5 for a BUY rating.

Learn how this framework works →

This is a personal analysis tool, not financial advice. Do your own research before making investment decisions.