ERIE

SELL

Erie Indemnity Company

Financial Services · Rank #197 · Analyzed Jul 13, 2026

$251.81

Current Price

⚠️ Data disputed by an independent source

A second, independent data provider disagrees with our stored inputs beyond tolerance, so this valuation may rest on wrong numbers and should not be trusted:

• Market cap disputed by independent source (ours 13,167,111,168 vs 11,726,884,210, 10.9% apart)

$149.64

Intrinsic Value

-40.6%

Upside/Downside

3/10

Score

3/5

Quality

Analysis Summary

Valuation Consensus0/3 methods agree

Quality Score3/5.0

Framework RatingSELL

Price vs Intrinsic ValueOvervalued by 40.6%

Fair Value Range

Low$39.55

Base (IV)$149.64

High$179.57

Entry Points

Conservative$27.68

Moderate$39.55

Aggressive$104.75

⚠️ Warnings

Financial sector — DCF less reliable (FCF includes reserves/float)

Quality & Moat Breakdown

Return on Equity25.9% → 1.0/1.0

Debt LevelD/E 2 → 1.0/1.0

Revenue QualityGrowth 7.4%, margin Δ+0.0% → 0.5/1.0

Moat Strength2.0/5 → 0/1.0

Profit Margins14.0% → 0.5/1.0

Methodology

This analysis uses a unified valuation framework combining three methods, Discounted Cash Flow (3-scenario), Earnings Power Value, and Asset Valuation, with a quality scoring overlay. A stock needs 2/3 valuation methods to agree and a quality score ≥ 3.5/5 for a BUY rating.

Learn how this framework works →

This is a personal analysis tool, not financial advice. Do your own research before making investment decisions.