FICO

SELL

Fair Isaac Corporation

Technology · Rank #318 · Analyzed Apr 20, 2026

$1073.52

Current Price

$234.00

Intrinsic Value

-69.0%

Upside/Downside

2/10

Score

2/5

Quality

Analysis Summary

Valuation Consensus0/2 methods agree

Quality Score2/5.0

Framework RatingSELL

Price vs Intrinsic ValueOvervalued by 69.0%

Fair Value Range

Low$143.05

Base (IV)$234.00

High$332.33

Entry Points

Conservative$143.05

Moderate$188.53

Aggressive$234.00

Quality & Moat Breakdown

Return on Equity0.0% → 0/1.0

Debt LevelD/E 100 → 0/1.0

Revenue QualityGrowth 1.0%, margin Δ+74.9% +recovery → 0.5/1.0

Moat Strength3.0/5 → 0.5/1.0

Profit Margins31.9% → 1.0/1.0

Methodology

This analysis uses a unified valuation framework combining three methods — Discounted Cash Flow (3-scenario), Earnings Power Value, and Asset Valuation — with a quality scoring overlay. A stock needs 2/3 valuation methods to agree and a quality score ≥ 3.5/5 for a BUY rating.

Learn how this framework works →

This is a personal analysis tool, not financial advice. Do your own research before making investment decisions.