GS

HOLD

Goldman Sachs Group, Inc. (The)

Financial Services · Rank #71 · Analyzed Oct 18, 2026

$881.26

Current Price

$857.44

Intrinsic Value

-2.7%

Upside/Downside

4.9/10

Score

3/5

Quality

Analysis Summary

Valuation Consensus0/3 methods agree

Quality Score3/5.0

Framework RatingHOLD

Price vs Intrinsic ValueOvervalued by 2.7%

Fair Value Range

Low$324.70

Base (IV)$857.44

High$1028.93

Entry Points

Conservative$227.29

Moderate$324.70

Aggressive$600.21

⚠️ Warnings

Financial sector — DCF less reliable (FCF includes reserves/float)

Quality & Moat Breakdown

Return on Equity17.8% → 1.0/1.0

Debt LevelD/E 671 → 0/1.0

Revenue QualityGrowth 8.9%, margin Δ+0.0% → 0.5/1.0

Moat Strength3.5/5 → 0.5/1.0

Profit Margins31.2% → 1.0/1.0

Methodology

This analysis uses a unified valuation framework combining three methods, Discounted Cash Flow (3-scenario), Earnings Power Value, and Asset Valuation, with a quality scoring overlay. A stock needs 2/3 valuation methods to agree and a quality score ≥ 3.5/5 for a BUY rating.

Learn how this framework works →

This is a personal analysis tool, not financial advice. Do your own research before making investment decisions.