IBM

SELL

International Business Machines

Technology · Rank #191 · Analyzed Oct 18, 2026

$232.14

Current Price

$205.78

Intrinsic Value

-11.4%

Upside/Downside

3/10

Score

3/5

Quality

Analysis Summary

Valuation Consensus0/2 methods agree

Quality Score3/5.0

Framework RatingSELL

Price vs Intrinsic ValueOvervalued by 11.4%

Fair Value Range

Low$79.53

Base (IV)$205.78

High$278.30

Entry Points

Conservative$55.67

Moderate$79.53

Aggressive$144.05

Quality & Moat Breakdown

Return on Equity34.5% → 1.0/1.0

Debt LevelD/E 189 → 0/1.0

Revenue QualityGrowth 3.6%, margin Δ+10.0% → 0.5/1.0

Moat Strength3.0/5 → 0.5/1.0

Profit Margins15.5% → 1.0/1.0

Methodology

This analysis uses a unified valuation framework combining three methods, Discounted Cash Flow (3-scenario), Earnings Power Value, and Asset Valuation, with a quality scoring overlay. A stock needs 2/3 valuation methods to agree and a quality score ≥ 3.5/5 for a BUY rating.

Learn how this framework works →

This is a personal analysis tool, not financial advice. Do your own research before making investment decisions.