JKHY

SELL

Jack Henry & Associates, Inc.

Technology · Rank #93 · Analyzed Jul 13, 2026

$150.32

Current Price

$118.57

Intrinsic Value

-21.1%

Upside/Downside

4/10

Score

4/5

Quality

Analysis Summary

Valuation Consensus0/2 methods agree

Quality Score4/5.0

Framework RatingSELL

Price vs Intrinsic ValueOvervalued by 21.1%

Fair Value Range

Low$69.57

Base (IV)$118.57

High$149.37

Entry Points

Conservative$48.70

Moderate$69.57

Aggressive$83.00

Quality & Moat Breakdown

Return on Equity24.9% → 1.0/1.0

Debt LevelD/E 6 → 1.0/1.0

Revenue QualityGrowth 4.7%, margin Δ+4.1% → 0.5/1.0

Moat Strength2.5/5 → 0.5/1.0

Profit Margins20.6% → 1.0/1.0

Methodology

This analysis uses a unified valuation framework combining three methods, Discounted Cash Flow (3-scenario), Earnings Power Value, and Asset Valuation, with a quality scoring overlay. A stock needs 2/3 valuation methods to agree and a quality score ≥ 3.5/5 for a BUY rating.

Learn how this framework works →

This is a personal analysis tool, not financial advice. Do your own research before making investment decisions.