JKHY

HOLD

Jack Henry & Associates, Inc.

Technology · Rank #19 · Analyzed Apr 20, 2026

$154.06

Current Price

$405.60

Intrinsic Value

0.0%

Upside/Downside

10/10

Score

4/5

Quality

Analysis Summary

Valuation Consensus1/3 methods agree

Quality Score4/5.0

Framework RatingHOLD

Price vs Intrinsic ValueOvervalued by 0.0%

Fair Value Range

Low$23.62

Base (IV)$405.60

High$554.02

Entry Points

Conservative$23.62

Moderate$214.61

Aggressive$405.60

⚠️ Warnings

Upside capped: raw 260% exceeds 200% — valuation unreliable

Quality & Moat Breakdown

Return on Equity24.3% → 1.0/1.0

Debt LevelD/E 3 → 1.0/1.0

Revenue QualityGrowth 4.7%, margin Δ+4.1% → 0.5/1.0

Moat Strength3.0/5 → 0.5/1.0

Profit Margins20.6% → 1.0/1.0

Methodology

This analysis uses a unified valuation framework combining three methods — Discounted Cash Flow (3-scenario), Earnings Power Value, and Asset Valuation — with a quality scoring overlay. A stock needs 2/3 valuation methods to agree and a quality score ≥ 3.5/5 for a BUY rating.

Learn how this framework works →

This is a personal analysis tool, not financial advice. Do your own research before making investment decisions.