JKHY

HOLD

Jack Henry & Associates, Inc.

Technology · Rank #55 · Analyzed Oct 18, 2026

$153.19

Current Price

$153.33

Intrinsic Value

+0.1%

Upside/Downside

5/10

Score

4.5/5

Quality

Analysis Summary

Valuation Consensus1/2 methods agree

Quality Score4.5/5.0

Framework RatingHOLD

Price vs Intrinsic ValueUndervalued by 0.1%

Fair Value Range

Low$77.26

Base (IV)$153.33

High$195.96

Entry Points

Conservative$54.08

Moderate$77.26

Aggressive$107.33

Quality & Moat Breakdown

Return on Equity24.0% → 1.0/1.0

Debt LevelD/E 4 → 1.0/1.0

Revenue QualityGrowth 5.4%, margin Δ+2.9% → 1.0/1.0

Moat Strength2.5/5 → 0.5/1.0

Profit Margins19.8% → 1.0/1.0

Methodology

This analysis uses a unified valuation framework combining three methods, Discounted Cash Flow (3-scenario), Earnings Power Value, and Asset Valuation, with a quality scoring overlay. A stock needs 2/3 valuation methods to agree and a quality score ≥ 3.5/5 for a BUY rating.

Learn how this framework works →

This is a personal analysis tool, not financial advice. Do your own research before making investment decisions.