MA

SELL

Mastercard Incorporated

Financial Services · Rank #98 · Analyzed Oct 18, 2026

$617.42

Current Price

$464.52

Intrinsic Value

-24.8%

Upside/Downside

4/10

Score

4/5

Quality

Analysis Summary

Valuation Consensus0/2 methods agree

Quality Score4/5.0

Framework RatingSELL

Price vs Intrinsic ValueOvervalued by 24.8%

Fair Value Range

Low$164.48

Base (IV)$464.52

High$639.49

Entry Points

Conservative$115.14

Moderate$164.48

Aggressive$325.16

⚠️ Warnings

Financial sector — DCF less reliable (FCF includes reserves/float)

Quality & Moat Breakdown

Return on Equity241.2% → 1.0/1.0

Debt LevelD/E 440 → 0/1.0

Revenue QualityGrowth 8.7%, margin Δ+30.1% → 1.0/1.0

Moat Strength4.5/5 → 1.0/1.0

Profit Margins46.3% → 1.0/1.0

Methodology

This analysis uses a unified valuation framework combining three methods, Discounted Cash Flow (3-scenario), Earnings Power Value, and Asset Valuation, with a quality scoring overlay. A stock needs 2/3 valuation methods to agree and a quality score ≥ 3.5/5 for a BUY rating.

Learn how this framework works →

This is a personal analysis tool, not financial advice. Do your own research before making investment decisions.