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MA

HOLD

Mastercard Incorporated

Financial Services · Rank #41 · Analyzed Apr 20, 2026

$521.30

Current Price

$1199.12

Intrinsic Value

0.0%

Upside/Downside

10/10

Score

4/5

Quality

Analysis Summary

Valuation Consensus1/3 methods agree
Quality Score4/5.0
Framework RatingHOLD
Price vs Intrinsic ValueOvervalued by 0.0%

Fair Value Range

Low$7.00
Base (IV)$1199.12
High$1673.41

Entry Points

Conservative$7.00
Moderate$603.06
Aggressive$1199.12

⚠️ Warnings

  • Financial sector — DCF less reliable (FCF includes reserves/float)
  • Upside capped: raw 221% exceeds 200% — valuation unreliable

Quality & Moat Breakdown

Return on Equity209.9% → 1.0/1.0
Debt LevelD/E 256 → 0/1.0
Revenue QualityGrowth 8.7%, margin Δ+30.1% +recovery → 1.0/1.0
Moat Strength4.5/5 → 1.0/1.0
Profit Margins45.6% → 1.0/1.0

Methodology

This analysis uses a unified valuation framework combining three methods — Discounted Cash Flow (3-scenario), Earnings Power Value, and Asset Valuation — with a quality scoring overlay. A stock needs 2/3 valuation methods to agree and a quality score ≥ 3.5/5 for a BUY rating.

Learn how this framework works →

This is a personal analysis tool, not financial advice. Do your own research before making investment decisions.