MCO

SELL

Moody's Corporation

Financial Services · Rank #167 · Analyzed Apr 20, 2026

$455.35

Current Price

$150.67

Intrinsic Value

-54.2%

Upside/Downside

3.5/10

Score

3.5/5

Quality

Analysis Summary

Valuation Consensus0/3 methods agree

Quality Score3.5/5.0

Framework RatingSELL

Price vs Intrinsic ValueOvervalued by 54.2%

Fair Value Range

Low$18.90

Base (IV)$150.67

High$208.52

Entry Points

Conservative$18.90

Moderate$84.78

Aggressive$150.67

⚠️ Warnings

Financial sector — DCF less reliable (FCF includes reserves/float)

Quality & Moat Breakdown

Return on Equity62.1% → 1.0/1.0

Debt LevelD/E 177 → 0/1.0

Revenue QualityGrowth 1.4%, margin Δ+26.8% +recovery → 0.5/1.0

Moat Strength4.0/5 → 1.0/1.0

Profit Margins31.9% → 1.0/1.0

Methodology

This analysis uses a unified valuation framework combining three methods — Discounted Cash Flow (3-scenario), Earnings Power Value, and Asset Valuation — with a quality scoring overlay. A stock needs 2/3 valuation methods to agree and a quality score ≥ 3.5/5 for a BUY rating.

Learn how this framework works →

This is a personal analysis tool, not financial advice. Do your own research before making investment decisions.