MCO

SELL

Moody's Corporation

Financial Services · Rank #198 · Analyzed Jul 13, 2026

$487.28

Current Price

$132.34

Intrinsic Value

-72.8%

Upside/Downside

3/10

Score

3/5

Quality

Analysis Summary

Valuation Consensus0/2 methods agree

Quality Score3/5.0

Framework RatingSELL

Price vs Intrinsic ValueOvervalued by 72.8%

Fair Value Range

Low$87.53

Base (IV)$132.34

High$156.11

Entry Points

Conservative$61.27

Moderate$87.53

Aggressive$92.64

⚠️ Warnings

Financial sector — DCF less reliable (FCF includes reserves/float)

Quality & Moat Breakdown

Return on Equity71.4% → 1.0/1.0

Debt LevelD/E 236 → 0/1.0

Revenue QualityGrowth 1.4%, margin Δ+26.8% +recovery → 0.5/1.0

Moat Strength3.5/5 → 0.5/1.0

Profit Margins31.7% → 1.0/1.0

Methodology

This analysis uses a unified valuation framework combining three methods, Discounted Cash Flow (3-scenario), Earnings Power Value, and Asset Valuation, with a quality scoring overlay. A stock needs 2/3 valuation methods to agree and a quality score ≥ 3.5/5 for a BUY rating.

Learn how this framework works →

This is a personal analysis tool, not financial advice. Do your own research before making investment decisions.