MET

SELL

MetLife, Inc.

Financial Services · Rank #411 · Analyzed Oct 18, 2026

$100.76

Current Price

$98.28

Intrinsic Value

-2.5%

Upside/Downside

1.5/10

Score

1.5/5

Quality

Analysis Summary

Valuation Consensus0/3 methods agree

Quality Score1.5/5.0

Framework RatingSELL

Price vs Intrinsic ValueOvervalued by 2.5%

Fair Value Range

Low$24.31

Base (IV)$98.28

High$117.94

Entry Points

Conservative$17.01

Moderate$24.31

Aggressive$68.80

⚠️ Warnings

Unusually high FCF yield (25%) — DCF may be unreliable
Financial sector — DCF less reliable (FCF includes reserves/float)

Quality & Moat Breakdown

Return on Equity13.1% → 0.5/1.0

Debt LevelD/E 180 → 0/1.0

Revenue QualityGrowth 7.9%, margin Δ+0.0% +recovery → 1.0/1.0

Moat Strength1.0/5 → 0/1.0

Profit Margins4.6% → 0/1.0

Methodology

This analysis uses a unified valuation framework combining three methods, Discounted Cash Flow (3-scenario), Earnings Power Value, and Asset Valuation, with a quality scoring overlay. A stock needs 2/3 valuation methods to agree and a quality score ≥ 3.5/5 for a BUY rating.

Learn how this framework works →

This is a personal analysis tool, not financial advice. Do your own research before making investment decisions.