MET

SELL

MetLife, Inc.

Financial Services · Rank #394 · Analyzed Apr 20, 2026

$78.08

Current Price

$93.92

Intrinsic Value

+44.3%

Upside/Downside

1.5/10

Score

1.5/5

Quality

Analysis Summary

Valuation Consensus1/3 methods agree

Quality Score1.5/5.0

Framework RatingSELL

Price vs Intrinsic ValueUndervalued by 44.3%

Fair Value Range

Low$35.48

Base (IV)$93.92

High$112.70

Entry Points

Conservative$35.48

Moderate$64.70

Aggressive$93.92

⚠️ Warnings

Unusually high FCF yield (29%) — DCF may be unreliable
Financial sector — DCF less reliable (FCF includes reserves/float)

Quality & Moat Breakdown

Return on Equity12.0% → 0.5/1.0

Debt LevelD/E 226 → 0/1.0

Revenue QualityGrowth 7.9%, margin Δ+0.0% +recovery → 1.0/1.0

Moat Strength1.0/5 → 0/1.0

Profit Margins4.4% → 0/1.0

Methodology

This analysis uses a unified valuation framework combining three methods — Discounted Cash Flow (3-scenario), Earnings Power Value, and Asset Valuation — with a quality scoring overlay. A stock needs 2/3 valuation methods to agree and a quality score ≥ 3.5/5 for a BUY rating.

Learn how this framework works →

This is a personal analysis tool, not financial advice. Do your own research before making investment decisions.