MS

SELL

Morgan Stanley

Financial Services · Rank #308 · Analyzed Apr 20, 2026

$188.82

Current Price

$141.54

Intrinsic Value

-10.0%

Upside/Downside

2/10

Score

2/5

Quality

Analysis Summary

Valuation Consensus0/3 methods agree

Quality Score2/5.0

Framework RatingSELL

Price vs Intrinsic ValueOvervalued by 10.0%

Fair Value Range

Low$57.04

Base (IV)$141.54

High$169.85

Entry Points

Conservative$57.04

Moderate$99.29

Aggressive$141.54

⚠️ Warnings

Financial sector — DCF less reliable (FCF includes reserves/float)

Quality & Moat Breakdown

Return on Equity0.0% → 0/1.0

Debt LevelD/E 456 → 0/1.0

Revenue QualityGrowth 14.5%, margin Δ+0.0% → 0.5/1.0

Moat Strength3.0/5 → 0.5/1.0

Profit Margins24.8% → 1.0/1.0

Methodology

This analysis uses a unified valuation framework combining three methods — Discounted Cash Flow (3-scenario), Earnings Power Value, and Asset Valuation — with a quality scoring overlay. A stock needs 2/3 valuation methods to agree and a quality score ≥ 3.5/5 for a BUY rating.

Learn how this framework works →

This is a personal analysis tool, not financial advice. Do your own research before making investment decisions.