NTRS

SELL

Northern Trust Corporation

Financial Services · Rank #384 · Analyzed Jul 13, 2026

$183.55

Current Price

$131.34

Intrinsic Value

-28.4%

Upside/Downside

1.5/10

Score

1.5/5

Quality

Analysis Summary

Valuation Consensus0/3 methods agree

Quality Score1.5/5.0

Framework RatingSELL

Price vs Intrinsic ValueOvervalued by 28.4%

Fair Value Range

Low$52.94

Base (IV)$131.34

High$157.61

Entry Points

Conservative$37.06

Moderate$52.94

Aggressive$91.94

⚠️ Warnings

Financial sector — DCF less reliable (FCF includes reserves/float)

Quality & Moat Breakdown

Return on Equity14.5% → 0.5/1.0

Debt LevelD/E 100 → 0/1.0

Revenue QualityGrowth -2.5%, margin Δ+0.0% → 0/1.0

Moat Strength2.0/5 → 0/1.0

Profit Margins22.4% → 1.0/1.0

Methodology

This analysis uses a unified valuation framework combining three methods, Discounted Cash Flow (3-scenario), Earnings Power Value, and Asset Valuation, with a quality scoring overlay. A stock needs 2/3 valuation methods to agree and a quality score ≥ 3.5/5 for a BUY rating.

Learn how this framework works →

This is a personal analysis tool, not financial advice. Do your own research before making investment decisions.