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NTRS

SELL

Northern Trust Corporation

Financial Services · Rank #371 · Analyzed Apr 20, 2026

$159.16

Current Price

$119.94

Intrinsic Value

-9.6%

Upside/Downside

1.5/10

Score

1.5/5

Quality

Analysis Summary

Valuation Consensus0/3 methods agree
Quality Score1.5/5.0
Framework RatingSELL
Price vs Intrinsic ValueOvervalued by 9.6%

Fair Value Range

Low$55.94
Base (IV)$119.94
High$143.93

Entry Points

Conservative$55.94
Moderate$87.94
Aggressive$119.94

⚠️ Warnings

  • Financial sector — DCF less reliable (FCF includes reserves/float)

Quality & Moat Breakdown

Return on Equity13.5% → 0.5/1.0
Debt LevelD/E 100 → 0/1.0
Revenue QualityGrowth -2.5%, margin Δ+0.0% → 0/1.0
Moat Strength1.5/5 → 0/1.0
Profit Margins21.5% → 1.0/1.0

Methodology

This analysis uses a unified valuation framework combining three methods — Discounted Cash Flow (3-scenario), Earnings Power Value, and Asset Valuation — with a quality scoring overlay. A stock needs 2/3 valuation methods to agree and a quality score ≥ 3.5/5 for a BUY rating.

Learn how this framework works →

This is a personal analysis tool, not financial advice. Do your own research before making investment decisions.