NTRS

SELL

Northern Trust Corporation

Financial Services · Rank #266 · Analyzed Oct 18, 2026

$165.54

Current Price

$146.94

Intrinsic Value

-11.2%

Upside/Downside

2.5/10

Score

2.5/5

Quality

Analysis Summary

Valuation Consensus0/3 methods agree

Quality Score2.5/5.0

Framework RatingSELL

Price vs Intrinsic ValueOvervalued by 11.2%

Fair Value Range

Low$53.54

Base (IV)$146.94

High$176.33

Entry Points

Conservative$37.48

Moderate$53.54

Aggressive$102.86

⚠️ Warnings

Financial sector — DCF less reliable (FCF includes reserves/float)

Quality & Moat Breakdown

Return on Equity17.1% → 1.0/1.0

Debt LevelD/E 100 → 0/1.0

Revenue QualityGrowth -2.5%, margin Δ+0.0% → 0/1.0

Moat Strength2.5/5 → 0.5/1.0

Profit Margins24.7% → 1.0/1.0

Methodology

This analysis uses a unified valuation framework combining three methods, Discounted Cash Flow (3-scenario), Earnings Power Value, and Asset Valuation, with a quality scoring overlay. A stock needs 2/3 valuation methods to agree and a quality score ≥ 3.5/5 for a BUY rating.

Learn how this framework works →

This is a personal analysis tool, not financial advice. Do your own research before making investment decisions.