PAYX

SELL

Paychex, Inc.

Technology · Rank #237 · Analyzed Apr 20, 2026

$91.96

Current Price

$72.88

Intrinsic Value

+9.6%

Upside/Downside

2.5/10

Score

2.5/5

Quality

Analysis Summary

Valuation Consensus0/3 methods agree

Quality Score2.5/5.0

Framework RatingSELL

Price vs Intrinsic ValueUndervalued by 9.6%

Fair Value Range

Low$9.22

Base (IV)$72.88

High$100.74

Entry Points

Conservative$9.22

Moderate$41.05

Aggressive$72.88

Quality & Moat Breakdown

Return on Equity0.0% → 0/1.0

Debt LevelD/E 125 → 0/1.0

Revenue QualityGrowth 4.1%, margin Δ+4.9% +recovery → 1.0/1.0

Moat Strength3.0/5 → 0.5/1.0

Profit Margins26.6% → 1.0/1.0

Methodology

This analysis uses a unified valuation framework combining three methods — Discounted Cash Flow (3-scenario), Earnings Power Value, and Asset Valuation — with a quality scoring overlay. A stock needs 2/3 valuation methods to agree and a quality score ≥ 3.5/5 for a BUY rating.

Learn how this framework works →

This is a personal analysis tool, not financial advice. Do your own research before making investment decisions.