PAYX

HOLD

Paychex, Inc.

Technology · Rank #53 · Analyzed Oct 18, 2026

$111.63

Current Price

$111.38

Intrinsic Value

-0.2%

Upside/Downside

5/10

Score

4/5

Quality

Analysis Summary

Valuation Consensus0/2 methods agree

Quality Score4/5.0

Framework RatingHOLD

Price vs Intrinsic ValueOvervalued by 0.2%

Fair Value Range

Low$51.51

Base (IV)$111.38

High$145.47

Entry Points

Conservative$36.05

Moderate$51.51

Aggressive$77.96

Quality & Moat Breakdown

Return on Equity47.1% → 1.0/1.0

Debt LevelD/E 125 → 0/1.0

Revenue QualityGrowth 8.7%, margin Δ+27.2% → 1.0/1.0

Moat Strength4.0/5 → 1.0/1.0

Profit Margins27.4% → 1.0/1.0

Methodology

This analysis uses a unified valuation framework combining three methods, Discounted Cash Flow (3-scenario), Earnings Power Value, and Asset Valuation, with a quality scoring overlay. A stock needs 2/3 valuation methods to agree and a quality score ≥ 3.5/5 for a BUY rating.

Learn how this framework works →

This is a personal analysis tool, not financial advice. Do your own research before making investment decisions.