PAYX

SELL

Paychex, Inc.

Technology · Rank #278 · Analyzed Jul 13, 2026

$107.54

Current Price

$81.85

Intrinsic Value

-23.9%

Upside/Downside

2/10

Score

2/5

Quality

Analysis Summary

Valuation Consensus0/2 methods agree

Quality Score2/5.0

Framework RatingSELL

Price vs Intrinsic ValueOvervalued by 23.9%

Fair Value Range

Low$38.67

Base (IV)$81.85

High$113.54

Entry Points

Conservative$27.07

Moderate$38.67

Aggressive$57.29

Quality & Moat Breakdown

Return on Equity0.0% → 0/1.0

Debt LevelD/E 123 → 0/1.0

Revenue QualityGrowth nan%, margin Δ+nan% +recovery → 0.5/1.0

Moat Strength3.0/5 → 0.5/1.0

Profit Margins26.6% → 1.0/1.0

Methodology

This analysis uses a unified valuation framework combining three methods, Discounted Cash Flow (3-scenario), Earnings Power Value, and Asset Valuation, with a quality scoring overlay. A stock needs 2/3 valuation methods to agree and a quality score ≥ 3.5/5 for a BUY rating.

Learn how this framework works →

This is a personal analysis tool, not financial advice. Do your own research before making investment decisions.