← Back to S&P 500 Dashboard

RF

SELL

Regions Financial Corporation

Financial Services · Rank #290 · Analyzed Apr 20, 2026

$28.13

Current Price

$31.58

Intrinsic Value

+34.7%

Upside/Downside

2/10

Score

2/5

Quality

Analysis Summary

Valuation Consensus1/3 methods agree
Quality Score2/5.0
Framework RatingSELL
Price vs Intrinsic ValueUndervalued by 34.7%

Fair Value Range

Low$17.89
Base (IV)$31.58
High$37.89

Entry Points

Conservative$17.89
Moderate$24.73
Aggressive$31.58

⚠️ Warnings

  • Financial sector — DCF less reliable (FCF includes reserves/float)

Quality & Moat Breakdown

Return on Equity11.9% → 0.5/1.0
Debt LevelD/E 100 → 0/1.0
Revenue QualityGrowth 6.3%, margin Δ+0.0% → 0.5/1.0
Moat Strength1.5/5 → 0/1.0
Profit Margins31.0% → 1.0/1.0

Methodology

This analysis uses a unified valuation framework combining three methods — Discounted Cash Flow (3-scenario), Earnings Power Value, and Asset Valuation — with a quality scoring overlay. A stock needs 2/3 valuation methods to agree and a quality score ≥ 3.5/5 for a BUY rating.

Learn how this framework works →

This is a personal analysis tool, not financial advice. Do your own research before making investment decisions.