TYL

SELL

Tyler Technologies, Inc.

Technology · Rank #307 · Analyzed Oct 18, 2026

$360.87

Current Price

$129.93

Intrinsic Value

low confidence

Upside/Downside

2/10

Score

2/5

Quality

Analysis Summary

Valuation Consensus0/2 methods agree

Quality Score2/5.0

Framework RatingSELL

Price vs Intrinsic ValueLow confidence — see rating

Fair Value Range

Low$57.83

Base (IV)$129.93

High$363.17

Entry Points

Conservative$40.48

Moderate$57.83

Aggressive$90.95

⚠️ Warnings

DCF/EPV diverge 4.7x — earnings power and cash flow disagree; fair value is low-confidence (blended conservatively)

Quality & Moat Breakdown

Return on Equity9.7% → 0/1.0

Debt LevelD/E 48 → 0.5/1.0

Revenue QualityGrowth 4.3%, margin Δ+9.3% +recovery → 1.0/1.0

Moat Strength1.5/5 → 0/1.0

Profit Margins13.4% → 0.5/1.0

Methodology

This analysis uses a unified valuation framework combining three methods, Discounted Cash Flow (3-scenario), Earnings Power Value, and Asset Valuation, with a quality scoring overlay. A stock needs 2/3 valuation methods to agree and a quality score ≥ 3.5/5 for a BUY rating.

Learn how this framework works →

This is a personal analysis tool, not financial advice. Do your own research before making investment decisions.