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WFC

SELL

Wells Fargo & Company

Financial Services · Rank #382 · Analyzed Apr 20, 2026

$81.41

Current Price

$86.13

Intrinsic Value

+27.0%

Upside/Downside

1.5/10

Score

1.5/5

Quality

Analysis Summary

Valuation Consensus1/3 methods agree
Quality Score1.5/5.0
Framework RatingSELL
Price vs Intrinsic ValueUndervalued by 27.0%

Fair Value Range

Low$47.79
Base (IV)$86.13
High$103.35

Entry Points

Conservative$47.79
Moderate$66.96
Aggressive$86.13

⚠️ Warnings

  • Financial sector — DCF less reliable (FCF includes reserves/float)

Quality & Moat Breakdown

Return on Equity12.0% → 0.5/1.0
Debt LevelD/E 100 → 0/1.0
Revenue QualityGrowth 1.7%, margin Δ+0.0% → 0/1.0
Moat Strength1.5/5 → 0/1.0
Profit Margins26.7% → 1.0/1.0

Methodology

This analysis uses a unified valuation framework combining three methods — Discounted Cash Flow (3-scenario), Earnings Power Value, and Asset Valuation — with a quality scoring overlay. A stock needs 2/3 valuation methods to agree and a quality score ≥ 3.5/5 for a BUY rating.

Learn how this framework works →

This is a personal analysis tool, not financial advice. Do your own research before making investment decisions.