WFC

SELL

Wells Fargo & Company

Financial Services · Rank #391 · Analyzed Jul 13, 2026

$87.16

Current Price

$86.25

Intrinsic Value

-1.0%

Upside/Downside

1.5/10

Score

1.5/5

Quality

Analysis Summary

Valuation Consensus0/3 methods agree

Quality Score1.5/5.0

Framework RatingSELL

Price vs Intrinsic ValueOvervalued by 1.0%

Fair Value Range

Low$39.67

Base (IV)$86.25

High$103.50

Entry Points

Conservative$27.77

Moderate$39.67

Aggressive$60.38

⚠️ Warnings

Financial sector — DCF less reliable (FCF includes reserves/float)

Quality & Moat Breakdown

Return on Equity12.0% → 0.5/1.0

Debt LevelD/E 100 → 0/1.0

Revenue QualityGrowth 1.7%, margin Δ+0.0% → 0/1.0

Moat Strength1.5/5 → 0/1.0

Profit Margins26.7% → 1.0/1.0

Methodology

This analysis uses a unified valuation framework combining three methods, Discounted Cash Flow (3-scenario), Earnings Power Value, and Asset Valuation, with a quality scoring overlay. A stock needs 2/3 valuation methods to agree and a quality score ≥ 3.5/5 for a BUY rating.

Learn how this framework works →

This is a personal analysis tool, not financial advice. Do your own research before making investment decisions.