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WFC
SELLWells Fargo & Company
Financial Services · Rank #382 · Analyzed Apr 20, 2026
$81.41
Current Price
$86.13
Intrinsic Value
+27.0%
Upside/Downside
1.5/10
Score
1.5/5
Quality
Analysis Summary
Valuation Consensus1/3 methods agree
Quality Score1.5/5.0
Framework RatingSELL
Price vs Intrinsic ValueUndervalued by 27.0%
Fair Value Range
Low$47.79
Base (IV)$86.13
High$103.35
Entry Points
Conservative$47.79
Moderate$66.96
Aggressive$86.13
⚠️ Warnings
- Financial sector — DCF less reliable (FCF includes reserves/float)
Quality & Moat Breakdown
Return on Equity12.0% → 0.5/1.0
Debt LevelD/E 100 → 0/1.0
Revenue QualityGrowth 1.7%, margin Δ+0.0% → 0/1.0
Moat Strength1.5/5 → 0/1.0
Profit Margins26.7% → 1.0/1.0
Methodology
This analysis uses a unified valuation framework combining three methods — Discounted Cash Flow (3-scenario), Earnings Power Value, and Asset Valuation — with a quality scoring overlay. A stock needs 2/3 valuation methods to agree and a quality score ≥ 3.5/5 for a BUY rating.
Learn how this framework works →This is a personal analysis tool, not financial advice. Do your own research before making investment decisions.