XYZ

SELL

Block, Inc.

Technology · Rank #448 · Analyzed Jul 13, 2026

$77.30

Current Price

$22.69

Intrinsic Value

-70.6%

Upside/Downside

1/10

Score

1/5

Quality

Analysis Summary

Valuation Consensus0/3 methods agree

Quality Score1/5.0

Framework RatingSELL

Price vs Intrinsic ValueOvervalued by 70.6%

Fair Value Range

Low$8.69

Base (IV)$22.69

High$28.04

Entry Points

Conservative$6.08

Moderate$8.69

Aggressive$15.88

Quality & Moat Breakdown

Return on Equity3.7% → 0/1.0

Debt LevelD/E 38 → 0.5/1.0

Revenue QualityGrowth -9.4%, margin Δ+17.0% +recovery → 0.5/1.0

Moat Strength1.0/5 → 0/1.0

Profit Margins3.3% → 0/1.0

Methodology

This analysis uses a unified valuation framework combining three methods, Discounted Cash Flow (3-scenario), Earnings Power Value, and Asset Valuation, with a quality scoring overlay. A stock needs 2/3 valuation methods to agree and a quality score ≥ 3.5/5 for a BUY rating.

Learn how this framework works →

This is a personal analysis tool, not financial advice. Do your own research before making investment decisions.